Yep, Bank of America Travel Rewards card charges a 3% foreign transaction fee. So, you'll be paying more if you use it abroad.
The Bank of America Travel Rewards card charges a 3% foreign transaction fee. This fee is added to the transaction amount, so you will pay more when using the card abroad. It's important to be aware of this fee before traveling to avoid any surprises on your statement.
Yes, it charges a 3% foreign transaction fee.
Yes, the Bank of America Travel Rewards credit card does charge a foreign transaction fee of 3% of the transaction amount. This means that if you use your card to make a purchase in a foreign currency, you will be charged an additional 3% on top of the purchase price. For example, if you buy a $100 item in Europe, you will be charged $3 in foreign transaction fees, making the total cost $103.
The Bank of America Travel Rewards credit card does charge a foreign transaction fee. This fee is 3% of the transaction amount. This means that if you use your card to make a purchase in a foreign currency, you will be charged an additional 3% on top of the purchase price. For example, if you buy a $100 item in Europe, you will be charged $3 in foreign transaction fees, making the total cost $103.
Why do credit cards charge foreign transaction fees?
Credit card companies charge foreign transaction fees to cover the costs associated with processing transactions in foreign currencies. These costs include the fees charged by banks and other financial institutions involved in the transaction, as well as the costs of converting currencies.
How to avoid foreign transaction fees
There are a few ways to avoid foreign transaction fees when traveling. One option is to use a credit card that does not charge foreign transaction fees. Another option is to use a debit card or prepaid card that is linked to your checking account. This will allow you to withdraw cash from an ATM or make purchases in local currency without having to pay foreign transaction fees. You can also use travel money cards, which are prepaid cards that you can load with foreign currency before you travel.
Fahey Bank in Marion, Ohio, offers a variety of accounts to meet different financial needs. These include checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Checking accounts come with various features, such as debit cards, online banking, and mobile apps. Savings accounts are designed for long-term savings goals with competitive interest rates. Money market accounts provide higher interest rates than savings accounts with limited check-writing privileges. CDs offer fixed interest rates for a specific period, and IRAs are retirement savings accounts that allow tax-deferred growth. Fahey Bank also provides loans, mortgages, and other financial services.
Fahey Bank, located in Marion, Ohio, is committed to providing its customers with a wide range of banking services. Whether you are looking for a basic checking account, a high-yield savings account, or a secure way to save for retirement, Fahey Bank has the right account for you.
Fahey Bank offers a variety of checking accounts with features such as debit cards, online banking, and mobile apps. These accounts are ideal for everyday transactions and managing your finances.
For long-term savings goals, Fahey Bank's savings accounts provide competitive interest rates. You can choose from traditional savings accounts or high-yield savings accounts to maximize your earnings.
Money market accounts offer higher interest rates than savings accounts with limited check-writing privileges. They are perfect for individuals who need access to their funds but want to earn a higher return.
Fahey Bank's CDs provide fixed interest rates for a specific period. This allows you to lock in a guaranteed return on your investment.
For retirement savings, Fahey Bank offers traditional and Roth IRAs. These accounts allow you to grow your savings tax-deferred or tax-free, depending on the type of IRA you choose.
Fahey Bank is a reputable financial institution that provides a comprehensive suite of banking products and services to meet your individual needs. Visit their website or branch today to learn more about their accounts and find the perfect option for you.
Yes, there are.
Yes, there are several community banks in New Braunfels, Texas. The specific banks and their locations can vary, so it's best to consult online resources or local directories for the most up-to-date information. To find community banks in New Braunfels, I recommend using online search engines like Google, Bing, or DuckDuckGo. Search for phrases such as "community banks in New Braunfels, TX" or "local banks New Braunfels." You can also check online business directories like Yelp or the Better Business Bureau (BBB). These resources often list banks, including community banks, along with their addresses, phone numbers, reviews, and hours of operation. When searching online, pay attention to the bank's website. Community banks usually emphasize their local focus and commitment to serving the community. Look for mentions of local involvement in their "About Us" sections. In addition, you may want to consult local financial websites or publications, such as the website of the New Braunfels Chamber of Commerce. They may have a listing of local businesses that include banks. Finally, you can also ask for recommendations from people who live in New Braunfels. Word-of-mouth can often provide helpful insights into which community banks are best regarded.
To locate your bank account number online, you'll typically need to log in to your online banking portal. The exact steps may vary depending on your bank and the specific interface they use. Generally, you'll find this information within your account summary or profile section. Look for terms like "account number," "account details," or similar labels. Sometimes, it might be listed alongside other crucial information, such as your routing number. If you're having trouble finding it, you can usually access a comprehensive account statement, which will explicitly display your account number. Remember, security is paramount. Ensure you're using a secure, official website or app belonging to your financial institution. Avoid clicking on suspicious links in emails or messages, as these could be phishing attempts. If you're still unable to locate it, contacting your bank's customer service directly is the best course of action. They can quickly confirm your identity and provide your account number. Please note that some banks might offer alternative methods, such as mobile apps, to access your account information.
Dude, just log into your online banking. It's usually right there on the main page or in your account summary. If not, check your statements.
From a financial professional's perspective, Truist's Birmingham offerings represent a comprehensive suite of banking products and services. Their robust range of personal banking services, including specialized savings and checking accounts, coupled with lending solutions such as mortgages and personal loans, caters to diverse client needs. The integration of sophisticated investment and wealth management options positions them strongly in the competitive Birmingham market. The availability of business banking services, including commercial lending and treasury management, further enhances their market position. Their technological infrastructure, with online and mobile banking complemented by a wide ATM network, ensures optimal accessibility and customer convenience. However, a thorough review of specific product details and fee structures is crucial prior to engagement to ascertain complete suitability for individual requirements.
Truist Bank in Birmingham offers checking, savings, loans, mortgages, and investment services.
KeyBank in Bangor, Maine has earned a reputation for its friendly and helpful staff, convenient location, and competitive rates. Customer reviews consistently highlight the positive interactions with employees and the bank's dedication to providing excellent service.
While some customers have noted occasional long wait times, the overall experience at KeyBank Bangor remains highly positive. The bank's commitment to customer satisfaction and its convenient location contribute to its popularity among local residents.
KeyBank Bangor: Highlights
KeyBank Bangor: Areas for Improvement
If you are considering banking with KeyBank in Bangor, the customer reviews suggest that you will receive excellent service and a positive banking experience.
KeyBank in Bangor, Maine receives generally positive reviews. Customers appreciate the friendly staff and convenient location.
Based on my current data limitations, I am unable to provide specific contact details for Mercury Bank. To find out if they have dedicated phone lines, I recommend checking their official website or contacting their general customer service department.
Unfortunately, I don't have access to real-time information, including specific contact details for banks like Mercury Bank. To get accurate information on dedicated phone lines for particular inquiries, I recommend visiting Mercury Bank's official website or contacting their customer service department through the general contact information provided. Their website should have a section dedicated to customer service, with contact details for various inquiries.
The Bank of America Travel Rewards card is an ideal choice for international travel. Its rewards program allows you to accumulate points on all purchases, including travel, dining, and everyday expenses, which can be redeemed for travel expenses, such as flights, hotels, and car rentals. One of the key advantages of this card is its lack of foreign transaction fees, making it a cost-effective solution for overseas transactions. This card also provides travel insurance and roadside assistance, offering added protection and assistance during international travel.
Yo, the Bank of America Travel Rewards card is a good choice for international travel, dude. It earns you points on all purchases, even overseas, and doesn't charge those annoying foreign transaction fees. You can use the points for travel, so you can basically get free flights or hotels. Pretty sweet, huh?
You need a good credit score, a low DTI, a down payment, and a stable income to be eligible.
First Republic Bank offers a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and jumbo mortgages. To be eligible for a First Republic Bank mortgage, borrowers must meet the following general requirements:
In addition to these general requirements, there may be specific eligibility criteria for different mortgage products. It is important to note that eligibility for a mortgage is ultimately determined by First Republic Bank's underwriting standards, which may vary based on factors such as your credit history, income, and the property you are purchasing.
If you are considering applying for a mortgage with First Republic Bank, it is recommended that you contact a loan officer to discuss your specific situation and determine whether you meet the eligibility requirements.
The interest rates offered by Metro Bank in the Philippines for their loan products are not publicly fixed and are determined based on a variety of macroeconomic and microeconomic factors including, but not limited to, the borrower's credit risk profile, the prevailing market conditions, the type and amount of loan requested, and the regulatory environment. To obtain the most accurate and up-to-date information on interest rates, you should directly engage with Metro Bank through their official channels, such as their website, mobile banking app, or branch offices. Generic inquiries regarding interest rates through unofficial means may prove to be ineffective and misleading.
Are you looking for a loan from Metro Bank in the Philippines? Understanding interest rates is crucial for making an informed financial decision. This guide will help you navigate the process of finding the most current and accurate interest rate information.
Interest rates represent the cost of borrowing money. They are expressed as a percentage and are usually annualized. The rate you receive will depend on various factors, including your credit score, the loan type, the loan amount, and the repayment term.
Keep in mind that interest rates are dynamic and subject to change. Factors influencing rates include prevailing economic conditions, market trends, and your individual financial profile.
Finding the right loan with a competitive interest rate requires diligent research. By utilizing the resources mentioned above, you can obtain the necessary information to make informed borrowing decisions. Remember to always confirm rates directly with the bank before you finalize your loan application.
US Bank Merchant Services is a comprehensive suite of payment processing solutions designed specifically for businesses of all sizes. It offers a wide range of features and services to streamline payment acceptance and simplify financial management. 以下是 US Bank Merchant Services 的主要优势：
总之，US Bank Merchant Services 能够帮助企业简化支付流程，提高效率，降低成本，并提供安全可靠的支付环境，是企业经营不可或缺的合作伙伴。
US Bank Merchant Services is a comprehensive payment processing solution designed to optimize payment acceptance, streamline financial management, and improve overall business operations. It offers a wide range of features, including diverse payment options, secure payment processing, flexible payment solutions, convenient management tools, and expert customer support. These features allow businesses to efficiently handle payments, reduce operational costs, and focus on growth.
It depends on your individual needs. Research Bank Dora's offerings and compare them to other banks.
Honestly, gotta know more about what you're looking for in a bank to say if Bank Dora is any good. What kind of services do you need? How much do you want to pay in fees? Do you want a cool app? Check out their website and see what they offer! Maybe even talk to some people who bank with them.
Varo Bank is a modern online-only bank that utilizes a mobile-first approach to banking, offering a range of services through its user-friendly app. It empowers users to open accounts, manage funds, make transactions, and access additional features such as overdraft protection and budgeting tools. Varo Bank is a prime example of how financial technology is transforming the traditional banking landscape, providing users with a convenient and accessible alternative to traditional banking methods.
Varo Bank is a leading online-only bank that has gained popularity in recent years due to its user-friendly mobile app and competitive features. Unlike traditional banks, Varo Bank operates entirely through a smartphone application, offering a convenient and accessible banking experience for individuals who prefer digital banking.
Varo Bank simplifies the banking process by eliminating the need for physical branches. Users can open accounts, manage funds, and access banking services directly through the Varo app. To get started, users need to download the app, provide personal information, and complete the necessary verification steps. Once verified, users can fund their accounts through various methods, such as bank transfers, direct deposits, or by linking a debit card.
Varo Bank offers a wide range of banking features, including:
Varo Bank offers a convenient and accessible banking experience, especially for tech-savvy individuals who value digital convenience and flexibility. Its straightforward interface, comprehensive features, and competitive rates make it a compelling alternative to traditional banks.
Yeah, you can totally contact them online. They've got FAQs, messaging, and even 24/7 banking.
Alpine Bank makes it easy for customers to access customer service support online. Their website is a comprehensive resource, offering a wealth of information and tools to assist customers. Here are some of the ways you can get help online:
By offering these various online support options, Alpine Bank ensures that customers have access to convenient and timely assistance.
Bank of America debit cards are designed with comprehensive security features to protect your financial information and transactions. These features include:
Bank of America's Zero Liability Protection ensures that you won't be held responsible for unauthorized transactions made on your debit card. This feature provides peace of mind knowing that you are protected against fraudulent charges.
The embedded EMV chip in your Bank of America debit card adds an extra layer of security by creating a unique code for each transaction. This makes it significantly more difficult for fraudsters to counterfeit your card and use it for unauthorized purchases.
Bank of America utilizes advanced fraud detection systems that constantly monitor your account activity for suspicious patterns. If any unusual activity is detected, you will receive immediate alerts via text message, email, or phone call, allowing you to take prompt action to safeguard your funds.
Bank of America's online and mobile banking platforms utilize robust encryption protocols to ensure the security of your sensitive financial data during login and transaction processes. This helps protect your information from unauthorized access.
The Bank of America mobile app provides you with convenient tools to manage your card security. You can easily turn your card on or off, set spending limits, and receive real-time transaction notifications, giving you greater control over your card usage.
When logging into your online banking account or using the mobile app, you will be required to provide a second factor of authentication, such as a one-time passcode or a fingerprint scan. This adds an extra layer of security and helps prevent unauthorized access to your account.
These security features provide customers with a secure and reliable banking experience, minimizing the risk of unauthorized access and financial fraud. By utilizing these measures, Bank of America demonstrates its commitment to safeguarding its customers' financial well-being.
Bank of America debit cards come equipped with a comprehensive suite of security features designed to safeguard your financial information and transactions. These features include:
By utilizing these security features, Bank of America aims to provide a secure and reliable banking experience for its customers, minimizing the risk of unauthorized access and financial fraud.
High-yield savings accounts can have different minimum deposit requirements. Check with each bank individually to confirm.
The minimum deposit requirement for high-yield savings accounts is a very important factor to consider when choosing an account. It is important to research various banks and credit unions to determine what the requirements are and compare the options to find the best fit for your needs.
Unfortunately, the Bank of America Travel Rewards card does not waive foreign transaction fees. This means that you will be charged a 3% fee on all purchases made outside of the United States. However, there are a few ways to minimize the impact of these fees.
Use your card for large purchases. This will help to reduce the percentage of fees you pay on each individual transaction. For example, if you use your card to pay for a $1000 flight, you will only pay $30 in fees. However, if you use your card for a series of smaller purchases, you will end up paying more in fees.
Withdraw cash from ATMs only when necessary. While you will also be charged a 3% foreign transaction fee on ATM withdrawals, you can avoid this fee by using your card for purchases.
Consider using a different card for foreign transactions. There are a number of credit cards that offer no foreign transaction fees. If you travel frequently, it may be worth switching to a card that waives these fees.
Use your card strategically. Before you make a purchase, check to see if the merchant accepts other forms of payment, such as US dollars. If they do, you can avoid paying foreign transaction fees by using a different form of payment.
Be aware of the exchange rate. The exchange rate can fluctuate significantly, so it is important to be aware of the current rate before you make a purchase. You can use a currency converter to find the best exchange rate.
The Bank of America Travel Rewards card doesn't have any foreign transaction fee waivers, so you'll be paying that 3% on every purchase you make outside the US. 😓 Maybe try a different card for your travels, or plan to use cash more often.
Grand Island Bank branches are mainly in Nebraska, check their website for exact locations.
The precise locations of Grand Island Bank's branches are readily available through their official website, which maintains a dynamic, regularly updated database of all branch locations. It is imperative to use this official source to obtain the most accurate and current information, as changes in branch locations or operating hours are common and relying on secondary sources risks outdated or inaccurate data. Consulting their website is the most efficient and reliable method for identifying nearby branches.
Whether Chase Bank mutual funds are suitable for retirement planning depends on individual circumstances and investment goals. It's important to consider factors such as your risk tolerance, investment horizon, and financial situation. Chase offers a wide range of mutual funds covering various asset classes, including stocks, bonds, and real estate. This diversity allows you to build a diversified portfolio tailored to your needs. However, it's crucial to conduct thorough research and seek professional financial advice to determine if Chase Bank mutual funds align with your retirement planning objectives. You should evaluate the fund's performance history, expense ratios, and management fees before making any investment decisions. Ultimately, the suitability of Chase Bank mutual funds for retirement planning is a personal decision based on your unique financial circumstances and investment goals.
Chase Bank mutual funds can be suitable for retirement planning, but it depends on your individual needs and goals. Consider factors like your risk tolerance, investment horizon, and financial situation.
The absence of a monthly fee on KeyBank's standard savings accounts is generally true, but this should always be confirmed directly with the bank or by carefully reviewing the account's specific terms and conditions. Various factors, including minimum balance requirements and transaction limits, can influence the overall cost of maintaining such an account. Therefore, while a basic account may appear fee-free, it's imperative to understand the full spectrum of potential charges to avoid unexpected fees.
No monthly fee for basic accounts.
Go to KeyBank's website and log in using your user ID and password.
To access your KeyBank savings account online, you'll first need to navigate to the KeyBank website. Look for a prominent link or button that says "Sign In," "Log In," or something similar. This will usually be located in the upper right-hand corner of the webpage. Clicking on this will take you to a login page where you'll need to enter your KeyBank online banking user ID and password. If you've forgotten either, there are usually links available on the login page to assist you with password recovery or user ID retrieval. Once you're logged in, you should be able to see your account summary, which will include your savings account balance and recent transactions. From there, you can usually access more detailed information about your savings account, including transaction history, statements, and options for transferring funds. Remember to always log out securely when you're finished using online banking.
OMG, central banks are hoarding gold like crazy! It's a total gold rush, but this time it's governments doing the buying. Geopolitics, inflation—you name it—it's all pushing up the price.
Yes, central bank gold buying is a growing trend driven by several factors, including geopolitical instability, high inflation, and the desire to diversify reserves. It's a significant shift in global reserve management, although central banks have historically held gold.
Wait times for Chase customer service vary, depending on time of day and service needed. Check their website or app for estimates, or consider online chat or callback options.
Choosing the right banking institution is crucial, and a key factor often overlooked is customer service. Chase, one of the largest banks in the US, offers a variety of customer service options, but understanding potential wait times is vital.
Several elements influence how long you might wait for assistance. Peak hours (weekdays, 9 am to 5 pm) typically experience the longest delays. The complexity of your issue plays a role, with simple inquiries often resolved faster. Holidays and periods of high demand can also lead to extended wait times.
Fortunately, Chase offers several avenues to potentially reduce waiting: Using the Chase mobile app often displays estimated wait times for phone support. Their online chat feature can provide quick answers to common questions. Scheduling a callback allows a representative to contact you at your convenience.
While unforeseen circumstances can still affect wait times, proactive planning and using alternative channels can help you manage your expectations and get the support you need. Remember to check the Chase website or app for the most up-to-date information on current wait times.
First Hawaiian Bank's Saturday hours vary by branch location. To determine whether a specific branch is open on a Saturday, and to find its hours, you should visit the First Hawaiian Bank website. Their website usually has a branch locator tool where you can search for your nearest branch and see its hours of operation. Alternatively, you can contact the bank directly via phone or email. The contact information is typically available on their website as well. You can also use online banking services for many transactions which eliminates the need to visit a branch in person.
First Hawaiian Bank Weekend Hours: A Comprehensive Guide
Is First Hawaiian Bank open on Saturdays? This is a common question for customers who need to access banking services on the weekend. The short answer is: it depends. First Hawaiian Bank's operating hours vary significantly depending on the specific branch location. While many branches maintain a standard Monday-Friday schedule, some may offer limited Saturday hours to accommodate customer needs.
Finding Your Nearest Branch and its Hours
To determine the exact operating hours of your nearest First Hawaiian Bank branch, you should refer to their official website. The bank usually provides an online branch locator that allows you to input your address or zip code to find the nearest branch and its specific hours of operation. This tool offers the most accurate and up-to-date information regarding weekend and holiday hours.
Contacting the Bank Directly
If you cannot locate your branch's information online, you can always contact the bank directly. Customer service representatives are usually available to answer your queries regarding branch locations, operating hours, and other relevant information. You can find their contact information, including phone numbers and email addresses, on their website.
Planning Your Bank Visit
Before visiting any First Hawaiian Bank branch, it's essential to verify its operating hours. This will save you time and prevent unnecessary trips. Their official website and branch locator tools provide a simple way to find accurate information. Remember, Saturday hours are not guaranteed for all locations, and some locations might have different weekend hours during holidays.
Community State Bank prioritizes the security of its online banking platform. They employ a multi-layered approach to protect customer accounts and financial data. This commitment to security involves several key strategies that are outlined below.
Community State Bank uses advanced encryption techniques such as SSL/TLS to secure data transmitted between the user's device and the bank's servers. This protects sensitive information from unauthorized access during transmission.
MFA adds an additional layer of security. This often involves requiring a verification code from your registered mobile device or email in addition to your password, greatly reducing the risk of unauthorized access.
The bank remains proactive in updating its online banking system's software and applying necessary security patches to address vulnerabilities as they are discovered.
Sophisticated fraud detection systems constantly monitor transactions, using algorithms to identify suspicious activity and alert the bank. This enables timely intervention to prevent fraudulent transactions.
Community State Bank invests in educating customers on safe online banking practices. This includes advising users on password management, phishing awareness, and prompt reporting of suspicious activities.
Community State Bank's online banking platform incorporates robust security measures. While no system is completely foolproof, their dedication to security provides customers with a high level of protection.
Community State Bank's online banking system adheres to stringent security protocols exceeding industry standards. Our implementation encompasses robust encryption, multi-factor authentication, proactive monitoring for suspicious activity, and continuous vulnerability assessments. Further strengthening our defenses, we incorporate machine learning algorithms to identify and mitigate emerging threats in real-time. Our dedicated security team undergoes rigorous training and operates under an established incident response plan ensuring rapid response and mitigation of any security breach.
Renasant Bank credit cards come equipped with robust security features to protect your financial information and transactions. Here's a breakdown:
By implementing these security measures, Renasant Bank strives to provide a safe and secure credit card experience for its customers.
Renasant Bank credit cards have features like zero liability protection, EMV chips, online/mobile security, fraud monitoring, and card control.
Dude, just Google "M&T Bank Hanover PA" and you'll find their number and address, easy peasy!
Try searching online for "M&T Bank Hanover PA" to find their contact information.
From a risk management perspective, utilizing banking services during standard operational hours presents a significantly reduced exposure to potential threats. While modern banks integrate robust security measures, the probability of criminal activity increases commensurately with decreased foot traffic and diminished surveillance. Thus, a prudent approach prioritizes utilizing banks during periods of heightened security and increased public presence.
Many people find the convenience of banks open late appealing, but it's crucial to consider the safety implications. While banks have security systems, the risk of robberies and other criminal activities is generally higher during less-populated hours.
Several factors influence the safety of using a late-night bank. The location plays a significant role. Banks in well-lit, high-traffic areas usually have lower crime rates. Look for visible security cameras and alarm systems. Staff training in security protocols is another important indicator.
Beyond the bank's security, your personal safety practices are critical. Avoid carrying large amounts of cash and stay alert to your surroundings. Trust your instincts; if a situation feels unsafe, it's best to postpone your visit until a safer time.
Consider the time of day and your own comfort level. If possible, banking during regular business hours offers a higher level of safety. If using a late-night bank is unavoidable, choose a well-lit, bustling location and be extra vigilant about your surroundings.
Yes, the Bank of America Travel Rewards credit card does charge a foreign transaction fee of 3% of the transaction amount. This means that if you use your card to make a purchase in a foreign currency, you will be charged an additional 3% on top of the purchase price. For example, if you buy a $100 item in Europe, you will be charged $3 in foreign transaction fees, making the total cost $103.
Yes, it charges a 3% foreign transaction fee.
Banks gotta follow a bunch of rules, man. Like, they gotta have enough money to cover their losses, they gotta keep some of their deposits as reserves, and they gotta make sure their loans aren't predatory or discriminatory. And, they gotta keep their customers' data safe, too! It's a whole lot of stuff, but it's all to make sure the banks are stable and safe.
The regulatory requirements for licensed banks are multifaceted and designed to ensure their financial stability, protect consumers, and prevent financial crimes. They encompass capital adequacy, reserve requirements, lending practices, consumer protection, anti-money laundering, data privacy, financial reporting, and ongoing supervisory oversight. These requirements vary depending on the jurisdiction, type of license, and size of the bank, but they all aim to maintain a sound and ethical banking system.
Chase Bank is one of the largest banks in the United States, offering a wide range of financial products and services. If you are a resident of Washington DC, you can open a Chase Bank account online. This process is convenient and straightforward, allowing you to complete all the necessary steps from the comfort of your home.
To open a Chase Bank account online, you will need to visit the Chase Bank website and follow the instructions. You will be required to provide personal information, including your name, address, Social Security number, and date of birth. You may also need to provide other documentation, such as a driver's license or passport, for verification purposes.
Once you have provided all the required information, your application will be processed. You will receive an email notification once your account has been opened. You can then start using your new account immediately.
Yes, you can open a Chase Bank account online in Washington DC.