What is the history of Cedar Rapids Bank?

As a financial professional, I can confirm that while withdrawing funds from a Bank of Hawaii CD prior to maturity is possible, it generally incurs an early withdrawal penalty. This penalty is intended to compensate the bank for lost interest income. The specific penalty amount is determined by the terms of your individual CD contract and the remaining time until maturity. Therefore, it's crucial to carefully review your contract or reach out to Bank of Hawaii customer service for accurate details about the penalty associated with an early withdrawal.

Yes, you can withdraw funds from your Bank of Hawaii CD before maturity, but there will likely be an early withdrawal penalty. The penalty amount will depend on the terms of your CD contract and the time remaining until maturity. You can find the specific penalty information in your CD contract or by contacting Bank of Hawaii customer service. It's important to note that withdrawing funds from a CD before maturity can impact your overall earnings and could be a costly decision.

First State Bank of the South has a good reputation for customer service, competitive interest rates, and convenience. However, some customers have expressed concerns about long wait times and limited branch locations. Overall, the bank receives positive reviews for its reliable banking services and friendly staff.

First State Bank of the South is a solid choice for banking, with good reviews on customer service and rates. However, some customers have issues with wait times and limited branches.

Cedar Rapids Bank seems pretty good, most people like their staff and the locations are easy to get to. Some people have had problems with their online banking though.

Cedar Rapids Bank has generally positive customer reviews across various platforms. Customers appreciate the bank's friendly and helpful staff, convenient locations, and competitive rates. However, some customers have reported issues with online banking and customer service responsiveness. Overall, Cedar Rapids Bank is considered a reliable and trustworthy financial institution with a solid reputation for customer satisfaction.

Using Your Bank of America FSA for Medical Expenses

A Flexible Spending Account (FSA) is a great way to save money on healthcare expenses. With a Bank of America FSA, you can set aside pre-tax dollars to pay for eligible medical costs. But what exactly can you use your FSA for?

Eligible Expenses for a Bank of America FSA

Your FSA can cover a wide range of healthcare expenses, including:

• Doctor's Visits: This includes office visits, consultations, and other services provided by doctors, specialists, and medical practitioners.
• Prescription Medications: You can use your FSA to pay for prescription medications from your doctor or pharmacist.
• Dental Care: This includes dental cleanings, fillings, extractions, braces, and other dental procedures.
• Vision Care: You can utilize your FSA to pay for eye exams, eyeglasses, contact lenses, and other vision-related services.
• Mental Health Care: Mental health services such as therapy, counseling, and medication are eligible expenses.
• Over-the-Counter Medications: Certain OTC medications, like allergy relief, pain relievers, and cold remedies, can be covered by your FSA.
• Medical Equipment: This includes items such as crutches, walkers, wheelchairs, and other assistive devices.

It's important to note that the specific expenses covered by your FSA may vary based on your plan. Contact Bank of America for more detailed information about your plan's coverage.

Your Bank of America FSA covers a wide range of medical expenses, such as doctor visits, prescriptions, dental care, vision care, and more.

Dude, Canadian banks have a ton of loan options! You've got mortgages for buying a house, personal loans for whatever you need, lines of credit for when you're tight, auto loans for your ride, student loans if you're in school, and business loans if you're an entrepreneur. Just make sure to shop around and compare different banks!

Canadian banks provide a comprehensive range of loans, tailored to meet diverse financial requirements. From mortgages for real estate purchases to personal loans for various needs, lines of credit for flexible access to funds, auto loans for vehicle financing, student loans for educational support, and business loans for entrepreneurial ventures, banks offer a comprehensive lending landscape. It is imperative to thoroughly research and compare various loan options before making a decision, taking into account factors such as interest rates, repayment terms, and associated fees.

Dude, I can't tell you which banks have the best interest rates. You gotta do some research yourself. Check comparison websites or bank websites and see what's out there.

To find the best interest rates on savings accounts in London, check online comparison websites like MoneySavingExpert.com and visit bank websites directly.

Yes, Cedar Rapids Bank offers both online banking and mobile apps. Through their online banking platform, you can access your accounts, transfer funds, pay bills, and more. Their mobile app is available for both Android and iOS devices and allows you to manage your finances on the go.

Cedar Rapids Bank offers both online and mobile banking services. Their online banking platform is robust and feature-rich, while their mobile app is designed for ease of use and accessibility. This ensures that their customers have the tools to manage their finances in a way that suits their individual preferences and lifestyles.

Wells Fargo Bank Hours in Corpus Christi

Wells Fargo Bank is a popular financial institution with numerous branches across the United States, including Corpus Christi. Finding the operating hours for a specific branch can be essential for customers who need to visit the bank in person. Fortunately, there are several convenient ways to access this information.

Finding Wells Fargo Bank Branch Hours

The most reliable way to determine the hours of a specific branch is by using the Wells Fargo branch locator tool on their website. Simply enter your location, and the tool will display a list of nearby branches with their corresponding hours of operation. This method is highly recommended as it provides accurate and up-to-date information.

Another option is to call the branch directly. Their phone number can be found on the Wells Fargo website or through a simple online search. A bank representative will be able to provide you with the current operating hours for the branch.

Why are Branch Hours Important?

Knowing the hours of operation is crucial for planning your visit. It ensures that you can reach the bank during its open hours and avoid unnecessary delays. Additionally, it helps you manage your time effectively and make the most of your banking needs.

Conclusion

Wells Fargo Bank offers convenient ways to find branch hours in Corpus Christi. Whether you utilize their website's branch locator tool or call the branch directly, you can easily obtain the information you need to plan your visit.

Honestly, you're better off just looking it up online. Every Wells Fargo branch has different hours.

Bank of America provides a wide range of banking services in New Jersey for both individuals and businesses.

Yo, Bank of America in NJ has got your back. They have everything from checking and savings to loans and investments. You can even manage your money online or through their mobile app. Plus, they have a ton of branches and ATMs, so you can always access your cash.

Adelphi Bank is a reputable institution, but conducting a thorough comparison with other local banks is essential. Evaluate factors such as interest rates, fees, branch accessibility, customer service reputation, and technological capabilities to determine the optimal banking solution for your unique requirements.

Adelphi Bank is a well-regarded financial institution with a strong reputation for customer service and competitive rates. It offers a variety of banking products and services, including checking and savings accounts, loans, mortgages, and investment options. However, it's important to compare Adelphi Bank with other banks in your area to determine the best fit for your individual needs. Some factors to consider include:

• Interest rates: Compare interest rates on savings accounts, checking accounts, and loans to see which bank offers the best returns.
• Fees: Look for banks that have low or no fees for basic services like checking accounts, ATM withdrawals, and online banking.
• Branch locations: Consider how convenient it is to access bank branches and ATMs.
• Customer service: Read online reviews and talk to other customers to get an idea of the bank's customer service quality.
• Technology: Assess the bank's online and mobile banking capabilities.

Ultimately, the best bank for you will depend on your individual needs and preferences. It's worth taking the time to research different banks and compare their offerings before making a decision.

Regions Bank's geographical reach is dynamic, and verifying their presence in a specific area is best achieved by contacting their customer service or exploring their online resources. They often have interactive tools that allow users to locate branches within a given region.

Regions Bank's presence varies depending on the specific region you are referring to. To confirm their availability in a particular area, I recommend visiting their official website or contacting their customer service directly. They typically have a branch locator tool on their website that allows you to search for branches in a given location.

BMO doesn't publicly share that kind of information, so you'll need to contact them directly.

Sorry, I can't find those. You'll need to reach out to BMO directly to get that info. Maybe they have some case studies on their website?

To determine if Syracuse Bank has branches in your area, you'll need to provide your location. Please specify the city, state, or zip code you'd like to check.

To determine Syracuse Bank's branch presence in your area, please share your location. This will enable me to access the bank's branch locator information and provide you with an accurate response.

BMO Bank of Montreal expects a slowdown in Canadian economic growth due to inflation and interest rate hikes. They anticipate the Bank of Canada will continue raising rates, aiming to cool inflation. However, they maintain a positive outlook, forecasting a soft landing for the economy in 2023.

BMO Bank of Montreal's economists recently released insights into the Canadian economy, highlighting a few key points. They predict a slowdown in economic growth due to factors like elevated inflation and rising interest rates. They anticipate the Bank of Canada will continue to raise rates, likely in the 4.5-5% range by early 2023, aiming to cool inflation. However, they maintain a positive outlook, forecasting a soft landing for the economy in 2023, with a gradual return to a more normal growth path. They emphasize that the Canadian economy has demonstrated resilience amidst global challenges. The economists emphasize the importance of monitoring consumer spending, housing market dynamics, and global uncertainties. While acknowledging the challenges, they believe Canada is positioned to navigate the global economic landscape effectively.

Choosing the right bank card depends on your individual needs and spending habits. Consider the following factors:

• Fees: Compare annual fees, transaction fees, ATM withdrawal fees, and foreign transaction fees. Look for cards with low or no fees if you prioritize cost savings.
• Rewards: Determine what type of rewards program is most appealing to you. Some cards offer cash back, travel miles, points redeemable for merchandise, or discounts on specific purchases.
• Credit limit: If you need a high credit limit for large purchases, choose a card with a suitable limit. Consider your credit score and history when applying for a card.
• Interest rate: If you expect to carry a balance, compare interest rates and choose a card with a low APR (Annual Percentage Rate) to minimize interest charges.
• Perks and benefits: Some cards offer additional features like travel insurance, rental car insurance, or extended warranties. Check if these perks align with your needs.

Research different cards and compare their benefits, fees, and terms. Read reviews and consider your spending habits to make an informed decision.

Choosing the Right Bank Card: A Guide to Finding the Perfect Fit

Introduction In today's world, bank cards are an essential part of our daily lives. From making purchases to accessing cash, these cards provide convenience and financial flexibility. However, with so many options available, choosing the right bank card can seem overwhelming. This guide will provide a comprehensive breakdown of factors to consider when selecting the perfect bank card for your needs.

Key Factors to Consider

• Fees: Before committing to any card, carefully analyze the fees associated with it. Some cards charge annual fees, transaction fees, ATM withdrawal fees, and foreign transaction fees. Look for cards with low or no fees, especially if you prioritize cost savings.

• Rewards: Rewards programs are a significant perk offered by many bank cards. They can provide cashback, travel miles, points redeemable for merchandise, or discounts on specific purchases. Determine what type of reward program aligns with your spending habits and preferences.

• Credit Limit: The credit limit determines the maximum amount you can charge to your card. Consider your credit score and history when applying for a card. If you need a high credit limit for large purchases, choose a card with a suitable limit.

• Interest Rate: If you anticipate carrying a balance on your card, compare interest rates carefully. Choose a card with a low APR (Annual Percentage Rate) to minimize interest charges.

• Perks and Benefits: Some bank cards offer additional benefits beyond rewards and low fees. These perks can include travel insurance, rental car insurance, or extended warranties. Evaluate whether these features align with your needs and lifestyle.

Conclusion Choosing the right bank card is a crucial decision that can significantly impact your finances. By considering the factors discussed above, you can make an informed choice that aligns with your spending habits, financial goals, and personal preferences.

So basically, the EIB is like the EU's bank, and they only lend money to projects that are good for the environment and people. They have a lot of rules and checks in place to make sure the projects are legit and won't mess things up. They even have experts and stuff to look over the projects to make sure they're actually good for the planet.

The EIB has a robust approach to ensuring that its investments are both economically viable and impactful. It evaluates projects against a set of lending criteria that emphasize environmental sustainability, social responsibility, and alignment with EU policies. The EIB also conducts thorough sustainability and impact assessments, including environmental and social impact assessments, utilizing independent experts and continuous monitoring to ensure the projects meet the highest standards.

Dude, PNC student accounts are like, the bomb. No monthly fees, super low balances to keep, and you get a debit card. Plus, you can do everything online, so it's easy to manage.

PNC Bank student checking accounts offer a range of features designed to cater to the unique financial needs of college students. Key features include no monthly maintenance fees, low minimum balance requirements, debit card access, and comprehensive online and mobile banking capabilities. Some accounts also provide overdraft protection and access to educational resources. Additionally, certain accounts may offer rewards programs, such as cashback or travel points, for eligible purchases. These accounts are a convenient and affordable banking solution for students, allowing them to manage their finances responsibly and effectively while they pursue their education.

Credit Suisse Investment Bank, a global financial institution, plays a significant role in the economy by facilitating capital flows and providing essential financial services. Its impact is multifaceted and can be summarized as follows:

• Capital Markets: Credit Suisse Investment Bank underwrites and distributes debt and equity securities, connecting businesses with investors and enabling companies to raise capital for expansion, innovation, and growth. This crucial role ensures a steady flow of funds for businesses and contributes to overall economic activity.
• Mergers and Acquisitions (M&A): The bank advises companies on M&A transactions, orchestrating mergers, acquisitions, and divestitures. These transactions can lead to increased efficiency, market share gains, and economic growth.
• Trading and Brokerage: Credit Suisse Investment Bank provides trading and brokerage services, enabling institutional clients to buy and sell securities efficiently. These services contribute to market liquidity, facilitate price discovery, and support investment decisions.
• Investment Banking Services: The bank provides a range of services to companies, including financial restructuring, asset management, and risk management. These services support business operations, mitigate risks, and contribute to economic stability.
• Employment and Economic Growth: Credit Suisse Investment Bank employs a large number of professionals and contributes to economic growth through its operations, wages, and taxes. This creates jobs and stimulates economic activity in various sectors.

Overall, Credit Suisse Investment Bank plays a critical role in the global economy by facilitating capital flows, providing essential financial services, and contributing to economic growth and stability.

Credit Suisse Investment Bank helps businesses raise money, buy and sell companies, and trade securities, all of which contribute to economic growth.

Sorry, I can't give you a phone number. You'll have to look it up on their website. I don't know all the branch numbers!

I can't give you a specific number, but you can find it online.

Chase Bank prepaid debit cards offer benefits like no credit check, spending control, financial management, convenience, safety and security, and credit building.

The Advantages of Using a Chase Bank Prepaid Debit Card

Prepaid debit cards have become increasingly popular in recent years, offering a convenient and secure alternative to traditional banking methods. Chase Bank, a leading financial institution, provides a range of prepaid debit card options that cater to various needs.

No Credit Check Required

One of the primary benefits of a Chase Bank prepaid debit card is that it does not require a credit check. This makes it an ideal option for individuals with limited or no credit history, allowing them to access financial services without the hassle of creditworthiness evaluations.

Spending Control and Financial Management

Prepaid debit cards allow users to load a specific amount of money onto the card, effectively setting a spending limit. This feature helps individuals avoid overspending and promotes responsible financial habits. The ability to track expenses easily also assists in budgeting and financial planning.

Convenience and Safety

Chase Bank prepaid debit cards can be used for a wide range of transactions, including online purchases, ATM withdrawals, and point-of-sale payments, providing a convenient alternative to cash. Moreover, these cards are secured with fraud protection features, minimizing the risk of unauthorized transactions. In case of loss or theft, they can be replaced quickly, offering peace of mind.

Credit Building Potential

Some Chase Bank prepaid debit cards report usage and payment history to credit bureaus, enabling users to establish a credit history. This feature can be particularly beneficial for individuals who are just starting to build their credit score.

So TD Bank charges a fee for overdrafting, which is like when you spend more money than you have in your account. It's about $35 each time it happens, but it can be different depending on what kind of account you have and where you live. They have stuff like text alerts and overdraft protection to help you avoid it, but it's still important to keep an eye on your money!

TD Bank charges overdraft fees for debit card transactions. The fee is usually around $35.

Disposable Bank Account Fees: A Comprehensive Guide

Disposable bank accounts, also known as temporary or prepaid bank accounts, offer a convenient way to manage finances. However, they often come with associated fees that users should be aware of.

Common Fees Associated with Disposable Bank Accounts

• Activation Fee: This fee is charged when you first open the account. It can range from a few dollars to several tens of dollars.
• Monthly Maintenance Fee: Many providers charge a monthly fee to maintain the account, even if you don't use it. These fees can vary from a few dollars to tens of dollars per month.
• Transaction Fees: You may be charged fees for transactions such as deposits, withdrawals, transfers, or ATM withdrawals. These fees can be a percentage of the amount transacted or a flat fee per transaction.
• Inactivity Fee: If the account remains inactive for a certain period, you may be charged an inactivity fee.
• Reload Fee: Some prepaid cards require you to reload them with funds, and you may be charged a fee for each reload.
• Overdraft Fee: If you overdraw your account, you may be charged an overdraft fee.
• Closing Fee: Some providers charge a fee to close the account.

Tips for Minimizing Fees

• Compare providers and their fee structures: Different providers have varying fee schedules. It's essential to compare options and choose one with minimal fees that suit your needs.
• Read the terms and conditions carefully: Before opening an account, ensure you fully understand all the fees associated with it.
• Consider alternative options: Depending on your needs, you might find more affordable alternatives like traditional bank accounts or digital banking services.

Disposable bank accounts often have fees like activation, monthly maintenance, transaction, and inactivity fees.

N26 is a great option for digital-first banking, with excellent mobile app features and low fees. However, it lacks physical branches and may not provide all the services of traditional banks.

N26 offers convenient mobile banking, free international transactions, and low fees. However, it lacks physical branches and customer service can be limited.

Yo, check out Discover Bank, Capital One 360, and Marcus by Goldman Sachs for those high-yield savings accounts. Online banks usually have the best rates, but don't sleep on some local banks and credit unions too.

It's tough to say definitively which banks in New York offer the absolute best interest rates on savings accounts, as rates can fluctuate frequently. However, here are a few banks known for competitive rates and excellent customer service, as of November 2023:

• Online Banks: These often have the highest APY (Annual Percentage Yield) due to lower overhead costs. Some examples include:

  • Discover Bank: Known for its high-yield savings account with APYs exceeding the national average.
  • Capital One 360: Offers competitive APYs on its savings accounts with a user-friendly online platform.
  • Marcus by Goldman Sachs: Provides competitive rates on its savings accounts with a straightforward user experience.

• Local Banks: While they may not offer the highest APYs, they provide personalized service and community involvement. Some examples include:

  • New York Community Bank: A local institution offering a range of savings products with varying rates.
  • Bank of America: Offers a range of savings options, including high-yield savings accounts, but rates might not be as competitive as online banks.

• Credit Unions: These are member-owned financial institutions often offering competitive rates and lower fees. Check out credit unions in your area.

It's always recommended to compare interest rates from multiple institutions, considering factors like minimum deposit requirements, monthly fees, and the overall banking experience before making a decision.

Nope, PNC doesn't have a form for travel. Just call them up and tell them you're heading out of town.

PNC Bank doesn't have a travel notification form, but you should let them know about your trip to keep your account secure.

US Bank Government Accounts: Fees Explained

US Bank is a popular choice for government entities, offering a range of account types designed to meet the specific needs of municipalities, school districts, and state agencies. These accounts often come with competitive interest rates and fee structures. However, it's important to understand the specific fees associated with each account type and service.

Understanding Fee Structures

The exact fee schedule can vary depending on the chosen account type and the services utilized. For example, fees may be associated with transactions, account maintenance, overdrafts, or other services.

Obtaining Detailed Information

To ensure you have a clear understanding of the fees associated with a particular government account, it's recommended to contact US Bank directly. Their website provides contact information and online resources that can help you find the information you need.

Contacting US Bank

Reach out to US Bank directly to discuss your specific government account needs and obtain detailed information about the associated fees. They are equipped to guide you through the process and answer any questions you may have.

US Bank provides government accounts with a fee structure that varies depending on the account type and services used. To obtain specific fee information, it is advisable to contact US Bank directly.

Bank of the West assigns credit limits based on an individual's creditworthiness. There isn't a standard limit for all cardholders. Credit limit determination considers several factors, including credit history, score, income, and existing debt burden.

The credit limit on a Bank of the West credit card varies depending on the individual cardholder's creditworthiness and other factors. There isn't a set credit limit for all Bank of the West cards. You can find your credit limit by logging into your account online, checking your credit card statement, or contacting customer service. Factors that may influence your credit limit include your credit score, income, debt-to-income ratio, and credit history.

Cit Bank is a good choice for online banking but they lack a physical branch network which can be an issue for some. It's great for high APY but their product offerings are limited. Ultimately, the best option is what works best for you.

Cit Bank: Pros and Cons of Online Banking

Introduction

Cit Bank is a popular online bank known for its high-yield savings accounts and competitive rates. As with any financial institution, there are advantages and disadvantages to consider before choosing Cit Bank as your primary banking option. This article will explore both the pros and cons of using Cit Bank, based on user reviews and feedback.

Pros of Cit Bank

• High-Yield Savings Accounts: One of the biggest draws of Cit Bank is its competitive interest rates on savings accounts. This is particularly attractive in an environment of low interest rates offered by traditional banks. Reddit users consistently highlight this as a key advantage, emphasizing the potential to earn higher returns on their savings.
• User-Friendly Platform: Cit Bank's website and mobile app are widely praised for their intuitive and straightforward design. Users appreciate the ease of navigating the platform, managing accounts, and accessing various features. The lack of hidden fees is also a plus point for many.
• Excellent Customer Service: Redditors generally report positive experiences with Cit Bank's customer service team. They emphasize the responsiveness and helpfulness of representatives, both online and through phone support. This aspect contributes to a positive user experience, especially when dealing with any issues or inquiries.
• No Monthly Fees: Cit Bank does not charge monthly maintenance fees, which is a significant benefit for cost-conscious individuals. This allows users to maximize their savings and avoid unnecessary expenses associated with traditional banking.
• FDIC Insured: Cit Bank deposits are insured by the FDIC, providing peace of mind and security to users. This assurance is important for many, especially when choosing an online banking option where physical branches are not readily available.

Cons of Cit Bank

• Limited Branch Network: As an online-only bank, Cit Bank lacks a physical branch network. This can be a significant drawback for those who prefer in-person banking or require access to branches for various transactions. Reddit users often express their frustrations with check deposits and other transactions that necessitate physical presence.
• Limited Product Offerings: Compared to traditional banks, Cit Bank offers a more limited range of products. Users may miss features such as credit cards, mortgages, or investment accounts, which are common with larger institutions. This can be a disadvantage for those seeking a comprehensive financial solution from a single provider.
• No ATM Network: Cit Bank does not have its own ATM network, meaning users have to rely on third-party ATMs. This can lead to additional fees, especially if using out-of-network ATMs. Users may find it inconvenient to search for compatible ATMs, especially when traveling or in areas with limited access.

Conclusion

Cit Bank is a solid choice for individuals seeking high-yield savings accounts and who are comfortable with online banking. The lack of branches and limited product offerings can be a drawback for some. Ultimately, the best banking option depends on individual needs and preferences. It's always recommended to thoroughly research and compare different banks before making a decision.

Reddit User Comments:

• "I've been using Cit Bank for years and I've always been happy with their high APY and easy-to-use platform." - u/SavingsGuru
• "The customer service at Cit Bank is phenomenal. I had a question and they resolved it quickly and efficiently." - u/HappyBanker
• "I miss having a local branch sometimes, but the high interest rates make up for it." - u/OnlineBankingFan

Disclaimer: This article is for informational purposes only and should not be considered financial advice. It's important to conduct your own research and consult with a qualified financial professional before making any financial decisions.

Newtek Bank is the best! They offer great rates, tons of programs for specific industries, and make it super easy to manage your money online. Plus, their customer service is amazing!

Newtek Bank offers a variety of benefits for small businesses, including:

• Competitive rates: Newtek Bank offers competitive rates on loans, lines of credit, and other financial products. This can help businesses save money on their financing costs.
• Specialized lending programs: Newtek Bank offers specialized lending programs for businesses in a variety of industries, such as healthcare, technology, and construction. This can help businesses get the financing they need to grow and succeed.
• Flexible payment options: Newtek Bank offers flexible payment options to fit the needs of small businesses. This can help businesses manage their cash flow and avoid late payments.
• Online banking tools: Newtek Bank offers a variety of online banking tools that can help businesses manage their finances more effectively. This includes online bill pay, account transfers, and mobile banking.
• Customer service: Newtek Bank is known for its excellent customer service. This means that businesses can get the help they need when they need it.

Overall, Newtek Bank can be a valuable resource for small businesses. The bank offers a variety of products and services that can help businesses succeed.

Cedar Rapids Bank & Trust is a prominent financial institution in Iowa with a long and illustrious history dating back to 1865. Established as the First National Bank of Cedar Rapids, it has undergone several mergers and transformations, including a significant one in 1988 when it merged with First National Bank. This merger marked a pivotal moment in its evolution, expanding its reach and service offerings. Over the years, Cedar Rapids Bank & Trust has consistently demonstrated its commitment to customer service, community involvement, and financial stability, earning a reputation as a trusted and reliable financial partner in the region. It plays a vital role in the economic development of Cedar Rapids and surrounding areas, contributing to the well-being of the community.

Cedar Rapids Bank & Trust, also known as CRBT, has a long history in Cedar Rapids, Iowa. It was established in 1865 as the First National Bank of Cedar Rapids and has undergone several mergers over the years. The bank merged with First National Bank in 1988 and has continued to expand its services since then.